PERTANIKA JOURNAL OF SOCIAL SCIENCES AND HUMANITIES

 

e-ISSN 2231-8534
ISSN 0128-7702

Home / Regular Issue / / J

 

J

J

Pertanika Journal of Social Science and Humanities, Volume J, Issue J, January J

Keywords: J

Published on: J

J

  • Abd Rahman, N. H., Ismail, S., Ridzuan, A. R., & Abd Samad, K. (2020). The issue of graduate unemployment in Malaysia: Post Covid-19. International Journal of Academic Research in Business and Social Sciences, 10(10), 834-841. https://doi.org/10.6007/IJARBSS/v10-i10/7843

    Abdullah, N., Fazli, S. M., & Muhammad Arif, A. M. (2019). The relationship between attitude towards money, financial literacy and debt management with young worker's financial well-being. Pertanika Journal of Social Sciences & Humanities, 27(1), 57-69.

    Adomako, S., & Danso, A. (2014). Financial literacy and firm performance: The moderating role of financial capital availability and resource flexibility. International Journal of Management and Organizational Studies, 3(4), 41-56.

    Ahmad, N. L., Mohd Fazil, N. F., & Abu Bakar, B. (2021). Entrepreneurship motivation among accounting students: The role of financial literacy and financial behaviour. Jurnal Pengurusan, 63, 141-152.

    Ahmad, N. L., Yusof, R., Ahmad, A. S. & Ismail, R. (2019). The importance of financial literacy towards entrepreneurship intention among university students. International Journal of Academic Research in Business and Social Sciences, 9(9), 18-39. https://doi.org/10.6007/IJARBSS/v9-i9/6266

    Albeerdy, M. I., & Gharleghi, B. (2015). Determinants of the financial literacy among college students in Malaysia. International Journal of Business Administration, 6(3), 15-24. https://doi.org/10.5430/ijba.v6n3p15

    Aligishiev, Z., & Gravesteijn, R. (2020). Youth entrepreneurs engaging in the digital economy: the next generation. UN Capital Development Fund.

    Alshebami, A. S., & Al Marri, S. H. (2022). The impact of financial literacy on entrepreneurial intention: The mediating role of saving behavior. Frontiers in Psychology, 13, Article 911605. https://doi.org//10.3389/fpsyg.2022.911605

    Amari, M., Salhi, B., & Jarboui, A. (2020). Evaluating the effects of sociodemographic characteristics and financial education on saving behavior. International Journal of Sociology and Social Policy, 40(11/12), 1423-1438. https://doi.org/10.1108/IJSSP-03-2020-0048

    Atkinson, A., & Messy, F. (2012). Measuring financial literacy: Results of the OECD/International Network on Financial Education (INFE) Pilot study (Working Papers on Finance, Insurance and Private Pensions No. 15) OECD Publishing. https://doi.org/10.1787/5k9csfs90fr4-en

    Bayrakdaroglu, A., & Bayrakdaroğlu, F. (2017). A comparative analysis regarding the effects of financial literacy and digital literacy on internet entrepreneurship intention. Journal of Entrepreneurship and Development, 12(2), 23-40.

    Bazkiaei, H. A., Khan, N. U., Irshad, A.-u., & Ahmed, A. (2021). Pathways toward entrepreneurial intention among Malaysian universities’ students. Business Process Management Journal, 27(4), 1009-1032. https://doi.org/10.1108/BPMJ-01-2021-0021

    Bilal, M. A., Khan, H. H., Irfan, M., Ul Haq, S. M. N., Ali, M., Kakar, A., Rauf, A. (2020). Influence of financial literacy and educational skills on entrepreneurial intent: Empirical evidence from young entrepreneurs of Pakistan. The Journal of Asian Finance, Economics and Business, 8(1), 697-710. https://doi.org/10.13106/jafeb.2021.vol8.no1.697

    Churchill, G. A., Jr. (1979). A paradigm for developing better measures of marketing constructs. Journal of Marketing Research, 16(1), 64-73. https://doi.org/10.2307/3150876

    Ergun, S., Çinko, M., Avci, E., & Tekçe, M. (2018). An analysis on the relationship between financial literacy and entrepreneurial intention: Evidence from Turkish university students. In J. Vopava, V. Douda, R. Kratochvil, & M. Konecki (Eds.), Proceedings of MAC 2018 in Prague (pp. 25-33). MAC Prague consulting s.r.o.

    Fatoki, O. (2014). The financial literacy of micro entrepreneurs in South Africa. Journal of Social Sciences, 40(2), 151-158.

    Fornell, C., & Larcker, D. F. (1981). Structural equation models with unobservable variables and measurement error: Algebra and statistics. Journal of Marketing Research, 18(3), 382-388. https://doi.org/10.2307/3150980

    Hair, J. F., Hult, T. M., Ringle, C. M., & Sarstedt, M. (2018). A Partial Least Squares Structural Equation Modeling (PLS-SEM; 2nd ed.). Thousand Oakes.

    Hair, J. F., Jr., Sarstedt, M., Ringle, C. M., & Gudergan, S. P. (2017). Advanced issues in partial least squares structural equation modeling. Sage Publications.

    Hassan, H., Sade, A. B., & Rahman, M. S. (2020). Shaping entrepreneurial intention among youngsters in Malaysia. Journal of Humanities and Applied Social Sciences, 2(3), 235-251. https://doi.org/10.1108/JHASS-02-2020-0029

    Isomidinova, G., Singh, J. S. K., & Singh, K. (2017). Determinants of financial literacy: A quantitative study among young students in Tashkent, Uzbekistan. Electronic Journal of Business & Management, 2(1), 61-75.

    Janposri, P. (2021). The role of financial literacy in retirement planning and wealth accumulation among self-employed Thai workers. Journal of Population and Social Studies, 29, 177-194. https://doi.org/10.25133/JPSSv292021.011

    Kadoya, Y., & Khan, M. S. R. (2020). Financial literacy in Japan: New evidence using financial knowledge, behavior, and attitude. Sustainability, 12(9), Article 3683. https://doi.org/10.3390/su12093683

    Kadoya, Y., Khan, M. S. R., Hamada, T., & Dominguez, A. (2018). Financial literacy and anxiety about life in old age: Evidence from the USA. Review of Economics of the Household, 16, 859-878. https://doi.org/10.1007/s11150-017-9401-1

    Kassim, A. A. M., Tamsir, F., Azim, Z. A. Z., Mohamed, J., & Nordin, H. N. M. (2020). Students’ saving behaviour: Do demographic profile, parents’ 281 background and financial literacy matter? An empirical study in private universities in Selangor. International Journal of Psychosocial Rehabilitation, 24(1), 844-849.

    Ketkaew, C., Van Wouwe, M., Vichitthamaros, P., & Teerawanviwat, D. (2020). The effect of expected income on wealth accumulation and retirement contribution of Thai wageworkers. SAGE Open, 9(4). https://doi.org/10.1177/2158244019898247

    Khan, M. T. I., Tan, S. H., & Gan, G. G. (2019). Advanced financial literacy of Malaysian Gen Y investors and its consequences. Margin, 13(1), 83-108. https://doi.org/10.1177/0973801018800085

    Kloepfer, K., & Castrogiovanni, G. J. (2018). Entrepreneurship: Venture creation subprocesses, subdomains, and interfaces. International Entrepreneurship and Management Journal, 14, 681-696. https://doi.org/10.1007/s11365-018-0508-5

    Li, R., & Qian, Y. (2019). Entrepreneurial participation, and performance: The role of financial literacy. Management Decision, 58(3), 583-599. https://doi.org/10.1108/MD-11-2018-1283

    Liñán, F., & Chen, Y. W. (2009). Development and cross–cultural application of a specific instrument to measure entrepreneurial intentions. Entrepreneurship Theory and Practice, 33(3), 593-617. https://doi.org/10.1111/j.1540-6520.2009.00318.x

    Lok, S. Y. P., Ying, C. W., & Wei, L. H. (2017). A framework for retirement planning based on financial literacy and wealth accumulation. In K. Cermakova & J. Rotschedl (Eds.), Proceedings of the 6th Business & Management Conference, Geneva (pp. 142-151). https://doi.org/10.20472/BMC.2017.006.012

    Malaysian Department of Insolvency. (2019). Bankruptcy Statistic 2019. https://www.mdi.gov.my/index.php/legislation/bankruptcy

    Meghana, M., & Sarala, K. (2020). Financial literacy and personal financial management – a review of 21st works. Journal of Critical Reviews, 7(13), 34-57.

    Ministry of Entrepreneur Development and Cooperatives. (2019). National Entrepreneurship Policy Malaysia: An Outstanding Entrepreneurial Nation 2030. https://www.kuskop.gov.my/admin/files/med/image/portal/NEP2030-Final.pdf

    Murendo, C., & Mutsonziwa, K. (2017). Financial literacy and savings decisions by adult financial consumers in Zimbabwe. International Journal of Consumer Studies, 41(1), 95-103. https://doi.org/10.1111/ijcs.12318

    Murugiah, L. (2016). The level of understanding and strategies to enhance financial literacy among Malaysian. International Journal of Economics and Financial Issues, 6(3), 130-139.

    Nguyen, V. T., & Doan, M. D. (2020). The correlation between financial literacy and personal saving behavior in Vietnam. Asian Economic and Financial Review, 10(6), 590-603. https://doi.org/10.18488/journal.aefr.2020.106.590.603

    Oggero, N., Rossi, M. C., & Ughetto, E. (2020). Entrepreneurial spirits in women and men. The role of financial literacy and digital skills. Small Business Economics, 55, 313-327. https://doi.org/10.1007/s11187-019-00299-7

    Qamar, M. A. J., Khemta, M. A. N., & Jamil, H. (2016). How knowledge and financial self-efficacy moderate the relationship between money attitudes and personal financial management behavior. European Online Journal of Natural and Social Sciences, 5(2), 296-308.

    Rehman, K., & Mia, M. D. (2024). Determinants of financial literacy: A systematic review and future directions. Future Business Journal, 10, Article 75. https://doi.org/10.1186/s43093-024-00365-x

    Rikwentishe, R., Pulka, B. M., & Msheliza, S. K. (2015). The effects of saving and saving habits on entrepreneurship development. European Journal of Business and Management, 23(7), 111-119.

    Ripain, N., Amirul, S. M., & Mai, R. (2017). Financial literacy and SMEs’ potential entrepreneurs: The case of Malaysia. Journal of Administrative and Business Studies, 3(2), 60-68. https://doi.org/10.20474/jabs-3.2.1

    Sadiq, M. N., & Khan, R. A. A. (2019). Impact of personality traits on investment intention: The mediating role of risk behaviour and the moderating role of financial literacy. Journal of Finance and Economics Research, 4(1), 1-18.

    Sailaja, V. N., & Madhavi, N. B. (2016). Relationship between retirement wealth and householders' personal financial and investment behavior. Man in India, 96(5), 1521-1529.

    Salikin, N., Ab Wahab, N., & Muhammad, I. (2014). Strengths and weaknesses among Malaysian SMEs: Financial management perspectives. Procedia Social & Behavioral Sciences, 129, 334-340. https://doi.org/10.1016/j.sbspro.2014.03.685

    Sarstedt, M., Hair, J. F., Jr, Cheah, J. H., Becker, J. M., & Ringle, C. M. (2019). How to specify, estimate, and validate higher-order constructs in PLS-SEM. Australasian Marketing Journal, 27(3), 197-211. https://doi.org/10.1016/j.ausmj.2019.05.003

    Sekita, S., Kakkar, V., & Ogaki, M. (2018). Wealth, financial literacy and behavioral biases: Evidence from Japan (Keio-IES Discussion Paper Series No. DP2018-023). Institute for Economics Studies, Keio University. https://ies.keio.ac.jp/upload/pdf/en/DP2018-023.pdf

    Shen, C. H., Lin, S. J., Tang, D. P., & Hsiao, Y. J. (2016). The relationship between financial disputes and financial literacy. Pacific-Basin Finance Journal, 36, 46-65. https://doi.org/10.1016/j.pacfin.2015.11.002

    Shockey, S. S. (2002). Low-wealth adults' financial literacy, money management behaviors, and associated factors, including critical thinking [Doctoral dissertation, The Ohio State University]. http://rave.ohiolink.edu/etdc/view?acc_num=osu1486402544590666

    Singh, A., & Masuku, M. (2014). Sampling techniques & determination of sample size in applied statistics research: An overview. International Journal of Commerce and Management II, (11), 1-22.

    Stoica, O., Roman, A., & Rusu, V. D. (2020). The nexus between entrepreneurship and economic growth: A comparative analysis on groups of countries. Sustainability, 12(3), Article 1186. https://doi.org/10.3390/su12031186

    Suparno, S., & Saptono, A. (2018). Entrepreneurship education and its influence on financial literacy and entrepreneurship skills in college. Journal of Entrepreneurship Education, 21(4), 1-11.

    Usama, K. M., & Yusoff, W. F. W. (2018). The relationship between entrepreneurs’ financial literacy and business performance among entrepreneurs of Bauchi State Nigeria. International Journal of Entrepreneurship and Business Innovation, 1(1), 15-26.

    van Rooij, M. C., Lusardi, A., & Alessie, R. J. (2012). Financial literacy, retirement planning and household wealth. The Economic Journal, 122(560), 449-478. https://doi.org/10.1111/j.1468-0297.2012.02501.x

    Wu, B. (2011). 4—Consumption and economic law. In Consumption and Management: New Discovery and Applications (pp. 61-97). Chandos Publishing. https://doi.org/10.1016/B978-1-907568-07-7.50004-3

    Xiao, J. J., & Tao, C. (2020). Consumer finance/household finance: The definition and scope. China Finance Review International, 11(1), 1-25. https://doi.org/10.1108/CFRI-04-2020-0032

    Youssef, A. B., Boubaker, S., Dedaj, B., & Carabregu-Vokshi, M. (2021). Digitalization of the economy and entrepreneurship intention. Technological Forecasting and Social Change, 164, Article 120043. https://doi.org/10.1016/j.techfore.2020.120043

    Zaidi, A. Z. A., & Tahir, N. S. (2019). Factors that influence investment decision making among potential individual investors in Malaysia. Advances in Business Research International Journal, 5(1), 9-21.

    Zaimovic, A., Torlakovic, A., Arnaut-Berilo, A., Zaimovic, T., Dedovic, L., & Meskovic, M. M. (2023). Mapping financial literacy: A systematic literature review of determinants and recent trends. Sustainability, 15(12), Article 9358. https://doi.org/10.3390/su15129358

    Zhao, H., Seibert, S. E., & Lumpkin, G. T. (2010). The relationship of personality to entrepreneurial intentions and performance: A meta-analytic review. Journal of Management, 36(2), 381-404. https://doi.org/10.1177/0149206309335187

ISSN 0128-7702

e-ISSN 2231-8534

Article ID

J

Download Full Article PDF

Share this article

Recent Articles